NextPermit

Finding out your new home has unpermitted work is one of the most common issues in Florida real estate. As we discussed in our previous post regarding [How to Fix Unpermitted Work], these issues often surface during a sale, a refinance, or an insurance claim. If you recently discovered a “surprise” renovation, don’t panic; it is fixable.

Your Survival Steps:

• Pull the History: Request the permit history from your local building department to see exactly what is on record and what was never finalized.
• The “After-the-Fact” Permit: Most Florida cities allow you to regularize completed work through an “after-the-fact,” “as-built,” or “retroactive” permit.
• Be Prepared for Inspections: An inspector must verify the work meets current codes. This may involve temporarily opening walls or ceilings to see hidden systems.
• Understand the Costs: Be aware that “after-the-fact” permits often carry higher fees or penalties compared to standard permits.
• Close it Out: Ensure you receive written confirmation that the permit is officially “Closed” in the city’s records.