NextPermit

If you own a home in Florida, you have probably asked the big question: “Do I really need a permit for this?” Permits can feel like a bureaucratic hurdle, but understanding the difference between a cosmetic update and a technical alteration can save you fines, delays, and headaches when it is time to sell.

The general rule is simple: if your project only changes the appearance, it often does not require a permit. If it affects plumbing, electrical, gas, mechanical, or structural components, the answer changes.

Do I need a permit to replace cabinets or flooring?

Cabinets

In general, a permit is usually not required if you are doing a direct cabinet replacement in the same layout or a refacing project, such as changing doors, drawer fronts, or visible finishes.

A permit is usually required if you move the sink, alter plumbing, relocate the dishwasher, or change electrical outlets.

Flooring

In most cases, installing tile, carpet, laminate, or wood flooring is considered a surface finish and does not require a permit. That can change if the work affects the subfloor, structure, waterproofing, or special conditions tied to the property.

What about the $7,500 exemption?

As of July 2026, Florida’s HB 803 created a limited exemption for certain smaller residential projects — but it comes with specific conditions that many homeowners miss:

• It’s not automatic. The exemption requires a written request and prior approval from the local building department before work begins — you can’t just start the project and claim the exemption after the fact.
• Flood zones are excluded. Properties located in a designated flood zone do not qualify for this exemption, regardless of project cost.
• It doesn’t remove other permit triggers. If your cabinet or flooring project touches plumbing, electrical, gas, or structural work, those trade-specific requirements still apply on top of the exemption question.
• Response timelines are now faster. For permits under $15,000, many jurisdictions must respond within 5 business days under the new law — useful to know if you do end up needing a standard permit instead of the exemption.

Source: Florida Senate, HB 803 · City of Fort Lauderdale, HB 803 Quick Guide

It is also wise not to split a larger project into smaller phases just to stay under a monetary threshold. That can create compliance issues.

Can HOAs stop my renovation?

HOAs generally do not replace the building department or remove the need to follow code. They may still have their own aesthetic, material, or approval rules, so it is smart to review them before work begins.

In other words: a municipal exemption does not always mean the HOA will approve it.

Before you start

⚠️ Disclaimer: This article is published for informational and educational purposes only and does not constitute legal, professional, or technical advice. The information may not reflect recent changes in laws, codes, regulations, or local practices, and may vary by jurisdiction. We do not guarantee that the content is complete, accurate, or up to date. Before starting any project, verify current requirements with your local building department and, where applicable, consult a qualified professional.

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