Florida Building Law · HB 803 · Permit Exemptions
By Maria Rossiter · NextPermit.org
If you own a home in Florida, you already know that building permits can feel like a maze. Florida lawmakers passed HB 803, listed in the Florida Senate as CS/CS/HB 803: Building Permits and Inspections, and it is set to take effect on July 1, 2026.
The goal is pretty straightforward: make small residential projects easier and less expensive to move forward. According to the official Florida Senate bill summary, the exemption applies to projects valued at under $7,500, as long as the work meets the law’s conditions.
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July 1, 2026
HB 803 takes effect — signed May 7, 2026 · Passed unanimously in both chambers
But Here’s the Catch — It Is Not a Free Pass
This is where it helps to slow down. Even though the new rule sounds simple, the law does not remove every permit requirement. The official summary from the Florida Senate makes clear that electrical, plumbing, gas, mechanical, and structural work remain outside the exemption, no matter the cost of the project.
These still require a permit — regardless of cost
- Electrical work
- Plumbing
- Gas systems
- Mechanical / HVAC
- Structural changes
- Any work affecting structural integrity or life safety
There is also another important rule: you cannot split a larger project into smaller pieces just to stay under the $7,500 threshold. The Florida Senate summary specifically addresses that point — the practice is prohibited under HB 803.
“If the work is small and does not involve technical or structural systems, it may qualify. If it touches electrical, plumbing, gas, or structure — a permit will likely still be required.”
Which Projects May Qualify
In practical terms, this law may help homeowners handling smaller, non-structural improvements. The legislative summary points to examples such as:
Projects that may qualify for the exemption
- Fence installation or repair
- Small non-structural decks or patios
- Exterior painting
- Siding or window screen replacement
- Minor landscaping work
- Other small exterior jobs under $7,500
If your project stays under $7,500 and does not touch any of the systems listed above, it may qualify. But if anything is unclear, the safest move is still checking with your local city or county before starting work.
The HOA Change — Worth Knowing
HB 803 also makes one important change for homeowners in communities governed by an HOA. Under the new law, HOAs cannot require a building permit as a prerequisite for reviewing proposed architectural improvements. That is a meaningful shift for anyone who has had to obtain a permit just to submit plans to their HOA board.
What About Permit Fees?
Beyond the exemption, HB 803 also addresses permit fees for projects that do still require a permit. The law mandates a minimum 25% reduction in permit fees when private providers conduct plan reviews or inspections, and a 50% reduction when they carry out both tasks simultaneously. Local governments are also prohibited from charging additional administrative fees related to the use of private providers.
What This Means for Florida Homeowners
For many Florida homeowners, HB 803 could mean less paperwork and fewer delays for simple projects. Still, it is important not to assume that every minor job is automatically exempt. The type of work — not just the cost — is what determines whether the exemption applies.
If you live in Florida and are planning a home project, this is a good time to review the details before you begin. And if anything is unclear, the safest move is still confirming with your local building department before moving forward.
The bottom line
- HB 803 takes effect July 1, 2026
- Projects under $7,500 on single-family homes may be exempt from permits
- Electrical, plumbing, gas, mechanical, and structural work still require permits regardless of cost
- You cannot artificially split projects to avoid the $7,500 threshold
- HOAs can no longer require a permit as a prerequisite for architectural review
- Always verify with your local building department before starting any project
⚠️ Disclaimer: Building permit processes, timelines, and requirements vary significantly across U.S. jurisdictions and change often. This article reflects general public information based on the official Florida Senate bill summary and is for educational purposes only. Always verify current requirements with your local building department before starting any project. This is not legal or professional advice.
Helpful Resources for Florida Homeowners
If you are planning a renovation, these tools can help you stay organized before you start.
📦 Recommended tools — Amazon finds
📏 Laser Level for Measuring Spaces
Useful for planning layouts, verifying dimensions, and documenting your project area before work begins.
📓Contractor Notebook for Project Planning
Keep your project notes, contractor information, and to-do lists organized from start to finish.
📁Construction Document Organizer
Even for exempt projects, keeping your contracts, receipts, and project records organized is always a good idea.
🔍Moisture Detector for Walls and Floors
Before any renovation project, a moisture check can help you identify hidden issues that could affect the scope of work.
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📘 Still need a permit? Get the full guide
How to Get a Construction Permit in Florida
For projects that do still require a permit, this step-by-step guide walks you through the entire process — from identifying your jurisdiction to passing your final inspection.




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